Citizens Financial Services Debt to Equity Ratio 2010-2024 | CZFS
Current and historical debt to equity ratio values for Citizens Financial Services (CZFS) over the last 10 years. The debt/equity ratio can be defined as a measure of a company's financial leverage calculated by dividing its long-term debt by stockholders' equity. Citizens Financial Services debt/equity for the three months ending September 30, 2024 was 0.78.
| Citizens Financial Services Debt/Equity Ratio Historical Data | |||
|---|---|---|---|
| Date | Long Term Debt | Shareholder's Equity | Debt to Equity Ratio |
| 2024-09-30 | $2.73B | $0.30B | 9.13 |
| 2024-06-30 | $2.66B | $0.29B | 9.29 |
| 2024-03-31 | $2.64B | $0.28B | 9.33 |
| 2023-12-31 | $2.70B | $0.28B | 9.64 |
| 2023-09-30 | $2.70B | $0.26B | 10.27 |
| 2023-06-30 | $2.63B | $0.26B | 9.99 |
| 2023-03-31 | $2.12B | $0.21B | 9.95 |
| 2022-12-31 | $2.13B | $0.20B | 10.66 |
| 2022-09-30 | $2.16B | $0.19B | 11.28 |
| 2022-06-30 | $2.02B | $0.20B | 10.35 |
| 2022-03-31 | $1.98B | $0.20B | 9.74 |
| 2021-12-31 | $1.93B | $0.21B | 9.09 |
| 2021-09-30 | $1.84B | $0.21B | 8.80 |
| 2021-06-30 | $1.80B | $0.20B | 8.80 |
| 2021-03-31 | $1.80B | $0.20B | 9.04 |
| 2020-12-31 | $1.70B | $0.19B | 8.74 |
| 2020-09-30 | $1.67B | $0.19B | 8.83 |
| 2020-06-30 | $1.62B | $0.18B | 8.83 |
| 2020-03-31 | $1.31B | $0.16B | 8.16 |
| 2019-12-31 | $1.31B | $0.16B | 8.47 |
| 2019-09-30 | $1.32B | $0.15B | 8.73 |
| 2019-06-30 | $1.30B | $0.15B | 8.78 |
| 2019-03-31 | $1.31B | $0.14B | 9.14 |
| 2018-12-31 | $1.29B | $0.14B | 9.28 |
| 2018-09-30 | $1.27B | $0.13B | 9.48 |
| 2018-06-30 | $1.27B | $0.13B | 9.57 |
| 2018-03-31 | $1.25B | $0.13B | 9.65 |
| 2017-12-31 | $1.23B | $0.13B | 9.56 |
| 2017-09-30 | $1.14B | $0.13B | 8.78 |
| 2017-06-30 | $1.14B | $0.13B | 8.90 |
| 2017-03-31 | $1.10B | $0.13B | 8.80 |
| 2016-12-31 | $1.10B | $0.12B | 8.92 |
| 2016-09-30 | $1.07B | $0.13B | 8.54 |
| 2016-06-30 | $1.06B | $0.12B | 8.48 |
| 2016-03-31 | $1.07B | $0.12B | 8.78 |
| 2015-12-31 | $1.04B | $0.12B | 8.71 |
| 2015-09-30 | $0.85B | $0.10B | 8.18 |
| 2015-06-30 | $0.84B | $0.10B | 8.13 |
| 2015-03-31 | $0.83B | $0.10B | 8.09 |
| 2014-12-31 | $0.83B | $0.10B | 8.20 |
| 2014-09-30 | $0.81B | $0.10B | 8.21 |
| 2014-06-30 | $0.82B | $0.10B | 8.31 |
| 2014-03-31 | $0.81B | $0.10B | 8.44 |
| 2013-12-31 | $0.82B | $0.09B | 8.94 |
| 2013-09-30 | $0.81B | $0.09B | 8.95 |
| 2013-06-30 | $0.79B | $0.09B | 8.89 |
| 2013-03-31 | $0.79B | $0.09B | 8.73 |
| 2012-12-31 | $0.79B | $0.09B | 8.86 |
| 2012-09-30 | $0.79B | $0.09B | 8.74 |
| 2012-06-30 | $0.80B | $0.09B | 9.18 |
| 2012-03-31 | $0.83B | $0.08B | 9.86 |
| 2011-12-31 | $0.80B | $0.08B | 9.78 |
| 2011-09-30 | $0.78B | $0.08B | 9.90 |
| 2011-06-30 | $0.78B | $0.08B | 10.33 |
| 2011-03-31 | $0.77B | $0.07B | 10.83 |
| 2010-12-31 | $0.74B | $0.07B | 10.83 |
| 2010-09-30 | $0.72B | $0.07B | 10.34 |
| 2010-06-30 | $0.71B | $0.07B | 10.62 |
| 2010-03-31 | $0.69B | $0.06B | 10.76 |
| 2009-12-31 | $0.67B | $0.06B | 10.86 |
| 2009-09-30 | $0.65B | $0.06B | 10.57 |
| 2009-06-30 | $0.65B | $0.06B | 11.48 |
| 2009-03-31 | $0.62B | $0.05B | 11.39 |
| Sector | Industry | Market Cap | Revenue |
|---|---|---|---|
| Finance | Banks - Northeast | $0.337B | $0.139B |
| Citizens Financial Services, Inc. is the bank holding company for First Citizens National Bank. | |||
| Stock Name | Country | Market Cap | PE Ratio |
|---|---|---|---|
| Webster Financial (WBS) | United States | $10.369B | 11.18 |
| Bank OZK (OZK) | United States | $5.485B | 7.95 |
| Valley National Bancorp (VLY) | United States | $5.221B | 14.24 |
| Flagstar Financial (FLG) | United States | $4.475B | 0.00 |
| Eastern Bankshares (EBC) | United States | $3.978B | 23.16 |
| Fulton Financial (FULT) | United States | $3.866B | 11.87 |
| Atlantic Union Bankshares (AUB) | United States | $3.761B | 14.49 |
| Independent Bank (INDB) | United States | $3.065B | 15.68 |
| Bancorp (TBBK) | United States | $2.679B | 13.57 |
| FB Financial (FBK) | United States | $2.572B | 16.60 |
| NBT Bancorp (NBTB) | United States | $2.327B | 17.07 |
| OFG Bancorp (OFG) | United States | $2.038B | 10.81 |
| Pathward Financial (CASH) | United States | $2.018B | 12.18 |
| First Commonwealth Financial (FCF) | United States | $1.907B | 12.66 |
| Merchants Bancorp (MBIN) | United States | $1.803B | 6.52 |
| Nicolet Bankshares (NIC) | United States | $1.682B | 14.76 |
| Sandy Spring Bancorp (SASR) | United States | $1.678B | 18.31 |
| S&T Bancorp (STBA) | United States | $1.627B | 12.11 |
| Byline Bancorp (BY) | United States | $1.391B | 11.15 |
| Bank First National (BFC) | United States | $1.050B | 17.02 |
| ConnectOne Bancorp (CNOB) | United States | $1.046B | 15.22 |
| Premier Financial (PFC) | United States | $1.013B | 13.78 |
| First Mid Bancshares (FMBH) | United States | $1.005B | 11.87 |
| Univest Of Pennsylvania (UVSP) | United States | $0.898B | 12.94 |
| Eagle Bancorp (EGBN) | United States | $0.868B | 14.02 |
| CrossFirst Bankshares (CFB) | United States | $0.864B | 11.30 |
| NB Bancorp (NBBK) | United States | $0.862B | 0.00 |
| Business First Bancshares (BFST) | United States | $0.826B | 11.27 |
| Horizon Bancorp (IN) (HBNC) | United States | $0.799B | 13.25 |
| Orrstown Financial Services Inc (ORRF) | United States | $0.774B | 10.94 |
| HBT Financial (HBT) | United States | $0.754B | 10.16 |
| Equity Bancshares (EQBK) | United States | $0.728B | 11.61 |
| Metropolitan Bank Holding (MCB) | United States | $0.707B | 10.35 |
| TrustCo Bank Corp NY (TRST) | United States | $0.699B | 14.71 |
| Camden National (CAC) | United States | $0.682B | 13.51 |
| Peapack-Gladstone Financial (PGC) | United States | $0.629B | 19.54 |
| Washington Trust Bancorp (WASH) | United States | $0.625B | 13.71 |
| Esquire Financial Holdings (ESQ) | United States | $0.616B | 14.89 |
| SmartFinancial (SMBK) | United States | $0.610B | 18.97 |
| Hingham Institution For Savings (HIFS) | United States | $0.589B | 63.84 |
| CNB Financial (CCNE) | United States | $0.579B | 11.79 |
| Midland States Bancorp (MSBI) | United States | $0.573B | 11.34 |
| HarborOne Bancorp (HONE) | United States | $0.571B | 24.00 |
| Peoples Financial Services (PFIS) | United States | $0.548B | 16.18 |
| Arrow Financial (AROW) | United States | $0.547B | 16.68 |
| Shore Bancshares Inc (SHBI) | United States | $0.539B | 10.11 |
| Mid Penn Bancorp (MPB) | United States | $0.526B | 11.30 |
| Capital Bancorp (CBNK) | United States | $0.468B | 11.73 |
| Unity Bancorp (UNTY) | United States | $0.458B | 11.79 |
| Enterprise Bancorp Inc (EBTC) | United States | $0.453B | 12.56 |
| Farmers & Merchants Bancorp (FMAO) | United States | $0.444B | 19.07 |
| Carter Bankshares (CARE) | United States | $0.435B | 28.55 |
| Financial Institutions (FISI) | United States | $0.425B | 8.64 |
| Northeast Community Bancorp (NECB) | United States | $0.412B | 8.17 |
| Bridgewater Bancshares (BWB) | United States | $0.411B | 14.29 |
| Dacotah Banks (DBIN) | United States | $0.392B | 14.64 |
| First Internet Bancorp (INBK) | United States | $0.353B | 15.73 |
| Orange County Bancorp (OBT) | United States | $0.334B | 11.50 |
| First Bancorp (ME) (FNLC) | United States | $0.319B | 12.07 |
| First Of Long Island (FLIC) | United States | $0.316B | 15.09 |
| Citizens & Northern Corp (CZNC) | United States | $0.310B | 13.94 |
| Fidelity D&D Bancorp (FDBC) | United States | $0.308B | 15.05 |
| Pioneer Bancorp (PBFS) | United States | $0.306B | 16.16 |
| First Bank (FRBA) | United States | $0.284B | 8.10 |
| LINKBANCORP (LNKB) | United States | $0.274B | 12.02 |
| Parke Bancorp (PKBK) | United States | $0.274B | 9.88 |
| Blue Foundry Bancorp (BLFY) | United States | $0.255B | 0.00 |
| Bankwell Financial (BWFG) | United States | $0.255B | 16.63 |
| Princeton Bancorp (BPRN) | United States | $0.253B | 12.59 |
| Sterling Bancorp (SBT) | United States | $0.251B | 36.85 |
| Middlefield Banc (MBCN) | United States | $0.249B | 17.52 |
| Norwood Financial (NWFL) | United States | $0.241B | 18.76 |
| LCNB (LCNB) | United States | $0.238B | 14.82 |
| Penns Woods Bancorp (PWOD) | United States | $0.227B | 11.46 |
| Virginia National Bankshares (VABK) | United States | $0.227B | 14.60 |
| BCB Bancorp (NJ) (BCBP) | United States | $0.225B | 11.27 |
| First United (FUNC) | United States | $0.223B | 11.17 |
| Hawthorn Bancshares (HWBK) | United States | $0.216B | 34.32 |
| Provident Bancorp (PVBC) | United States | $0.198B | 34.88 |
| BV Financial (BVFL) | United States | $0.188B | 13.60 |
| Isabella Bank (ISBA) | United States | $0.185B | 12.42 |
| Hanover Bancorp (HNVR) | United States | $0.167B | 13.71 |
| Meridian Bank (MRBK) | United States | $0.163B | 14.36 |
| Chain Bridge Bancorp (CBNA) | United States | $0.159B | 0.00 |
| CB Financial Services (CBFV) | United States | $0.153B | 13.06 |
| Richmond Mutual Bancorporation (RMBI) | United States | $0.148B | 15.79 |
| Franklin Financial Services (FRAF) | United States | $0.148B | 10.56 |
| CF Bankshares (CFBK) | United States | $0.143B | 13.77 |
| Union Bankshares (UNB) | United States | $0.140B | 15.91 |
| MainStreet Bank (MNSB) | United States | $0.140B | 15.29 |
| SB Financial (SBFG) | United States | $0.138B | 11.72 |
| ECB Bancorp (ECBK) | United States | $0.137B | 38.44 |
| QNB (QNBC) | United States | $0.123B | 12.78 |
| William Penn Bancorporation (WMPN) | United States | $0.120B | 0.00 |
| PSB Holdings (PSBQ) | United States | $0.117B | 12.74 |
| Rhinebeck Bancorp (RBKB) | United States | $0.109B | 23.98 |
| Bogota Financial (BSBK) | United States | $0.105B | 0.00 |
| SR Bancorp (SRBK) | United States | $0.104B | 92.00 |
| DimeCo (DIMC) | United States | $0.099B | 7.65 |
| Territorial Bancorp (TBNK) | United States | $0.096B | 0.00 |
| American Bank (AMBK) | United States | $0.094B | 0.00 |
| First Keystone (FKYS) | United States | $0.093B | 16.66 |
| Community Bancorp (CMTV) | United States | $0.091B | 7.52 |
| Jeffersonville Bancorp (JFBC) | United States | $0.091B | 8.67 |
| Magyar Bancorp (MGYR) | United States | $0.086B | 10.69 |
| University Bancorp (UNIB) | United States | $0.086B | 0.00 |
| Southern Michigan Bancorp (SOMC) | United States | $0.085B | 8.31 |
| Harleysville Savings Financial (HARL) | United States | $0.084B | 9.47 |
| Freedom Financial Holdings (FDVA) | United States | $0.077B | 48.00 |
| F & M Bank (FMBM) | United States | $0.073B | 13.22 |
| IF Bancorp (IROQ) | United States | $0.071B | 34.72 |
| 1st Colonial Bancorp (FCOB) | United States | $0.069B | 9.45 |
| Potomac Bancshares (PTBS) | $0.068B | 10.31 | |
| FFBW (FFBW) | United States | $0.068B | 0.00 |
| Cullman Bancorp (CULL) | United States | $0.066B | 19.62 |
| Community Heritage Financial (CMHF) | $0.064B | 11.06 | |
| 1895 Bancorp Of Wisconsin (BCOW) | United States | $0.060B | 0.00 |
| NSTS Bancorp (NSTS) | United States | $0.059B | 0.00 |
| Westbury Bancorp (WBBW) | United States | $0.054B | 0.00 |
| AmeriServ Financial (ASRV) | United States | $0.050B | 0.00 |
| CFSB Bancorp (CFSB) | United States | $0.045B | 0.00 |
| First Seacoast Bancorp (FSEA) | United States | $0.043B | 0.00 |
| PB Bankshares (PBBK) | United States | $0.036B | 22.05 |
| Glen Burnie Bancorp (GLBZ) | United States | $0.017B | 192.50 |
| Patriot National Bancorp (PNBK) | United States | $0.008B | 0.00 |